Make shared expenses easy — for couples, roommates, or families.

    Boney adapts to how you handle money: a few simple budgets to see clearly, solid guardrails when the month feels tight, or more detailed views if you like to understand where everything goes.

    Start for free

    Unlimited usage up to 3 budgets – no card required.

    Monthly Progress

    +12%

    This Month

    €2,450

    Essentials

    €850 / €1,000

    Lifestyle

    €320 / €500

    Savings

    €280 / €500

    Groceries

    Today

    Essentials

    €45.20

    Dinner

    Yesterday

    Lifestyle

    €32.50

    Couples living together
    Couples living apart
    Roommates
    Families
    Friends planning trips
    Shared groceries
    Joint bills
    Weekend budgets
    Solo budgeting
    Coliving groups
    Couples living together
    Couples living apart
    Roommates
    Families
    Friends planning trips
    Shared groceries
    Joint bills
    Weekend budgets
    Solo budgeting
    Coliving groups
    Couples living together
    Couples living apart
    Roommates
    Families
    Friends planning trips
    Shared groceries
    Joint bills
    Weekend budgets
    Solo budgeting
    Coliving groups
    Couples living together
    Couples living apart
    Roommates
    Families
    Friends planning trips
    Shared groceries
    Joint bills
    Weekend budgets
    Solo budgeting
    Coliving groups
    ?
    ?
    ?
    ?

    Rent

    Groceries

    Dinner

    Who pays?

    How to split?

    Is this fair?

    We talk about everything — except how we spend together.

    Some expenses are shared, some stay personal, and some fall somewhere in between. It's not always clear who pays what or how it fits each person's budget.

    You want transparency, independence, and fairness — without turning money into something uncomfortable.

    Boney helps make those conversations simple, calm, and clear.

    The calm structure you've been missing.

    Keep it simple if you like

    A few well-chosen budgets are often enough to see clearly without tracking every transaction.

    Have guardrails when the month is tight

    Clear amounts per budget so you avoid overspending without staring at your accounts every day.

    Go into detail if that's your thing

    Add more budgets, analyze your spending, and export your data when you need more precision.

    Budgets made simple

    Give every part of your life its own space

    Groceries, rent, dates, weekend plans… Boney lets you organize everything into clear budgets with targets and categories.

    When things land in the right place, your month becomes easier to understand.

    SupermarketJust now
    -€45.00
    Groceries
    Monthly
    €355 spentof €500
    Rent
    Fixed
    €800 spentof €800
    Weekend Plans
    Fun money
    €120 spentof €300

    Shared budgets

    Share expenses without overthinking who pays what

    Set your split once — 50/50, 70/30, or anything that feels fair — and Boney applies it automatically.

    You stay connected, not intertwined.

    Weekly Groceries
    Carrefour City
    €142.50
    70%
    30%
    €99.75
    €42.75
    You
    Monthly Share
    €1,240.50
    Partner
    Monthly Share
    €531.20

    Track everything, instantly

    Add expenses easily: scan a receipt, batch-import, or just type the basics — everything lands where it should.

    Keeping track becomes something you barely think about.

    LE GOURMET
    12 Rue de la Paix
    75002 Paris
    DATE: 24/10/202312:30
    1x Lunch Menu€18.50
    1x Coffee€2.50
    1x Dessert€6.00
    TOTAL€27.00
    Thank you for your visit!
    €27.00
    New Expense
    Scanned
    LE GOURMET
    Lunch • Today
    Total€27.00

    Who owes what

    Fairness, kept simple

    Every shared expense updates a small balance so you instantly see if things are even.

    No spreadsheets, no mental math — just a lightweight overview that stays out of the way.

    Recent Activity
    Groceries
    You paid €45.00
    Dinner
    Partner paid €60.00
    Cinema
    You paid €24.00
    Net Balance
    €23.80
    You owe Partner
    Settle Up

    Analytics & Projections

    Understand how your month really unfolds

    Your budgets show what you planned. Your analytics show what really happened — what increased, what stayed steady, and what might need attention next.

    With Boney, you don't just track money. You understand it.

    Housing
    €1200 budget
    On track
    Groceries
    €400 budget
    +€60 over
    Dining Out
    €250 budget
    €75 saved
    Transport
    €150 budget
    On track

    How people already use Boney

    Not actual names — just real situations Boney was designed for.

    Split rent 70/30 without mixing finances.

    You (70%)Partner (30%)

    Keep personal hobbies separate while budgeting together.

    Video Games
    Sony PlayStation
    -€59.99
    Private

    Plan trips with friends where everyone knows their part.

    Airbnb Barcelona
    Shared Budget
    -€420.00
    A
    B
    C
    D

    Batch-import monthly expenses in minutes.

    Track shared groceries without awkward talks.

    Receipt
    €84.50
    Split 50/50
    You
    Personal
    €1,200
    Savings
    €500
    Shared
    Rent
    €1,500
    Groceries
    €400
    Partner
    Personal
    €900
    Hobbies
    €300

    Why Boney exists

    Because money is easier when everyone stays independent — and informed.

    Most tools start from accounts and income. In real life, people think in "groceries", "rent", "weekends", "savings". Boney starts there: concrete budgets, personal or shared, where everyone has a clear share. You can use it very simply, as a safety frame when the month is tight, or in more detail if you like to understand where every euro goes.

    Not a debt app. Not a bank-sync app. Not a spreadsheet. Just a simple, balanced way to organize money — together or alone — without losing clarity or independence.

    Independence

    Keep personal budgets personal, share only what you choose.

    Clarity

    Stay aligned without being financially mixed.

    Fairness

    A simple, balanced way to manage money together or alone.

    Simple plans, built for real life

    Start for free and use Boney as long as you want. Stay with a few simple budgets, use it as a safe frame when money is tight, or upgrade if you need more budgets and advanced tools.

    Free

    0€

    Start managing your expenses with ease.

    • Up to 3 budgets
    • 1 shared member
    • Track all your transactions
    • Visualize where your money is going
    • Sync across all your devices
    • Protected and secure data
    • Standard support
    Start for free
    Most popular

    Boney Premium

    €39.90
    €24.90/year
    Save 38%

    For a clear, flexible and harmonious money life.

    • Unlimited budgets
    • Automatic recurring expenses
    • Smart summaries and monthly insights
    • Add and track expenses anytime
    • Invoice, bank statement and receipt scanner
    • Sync across all your devices
    • Export and keep control of your data
    • Ad-free experience
    • Protected and secure data
    • Priority human support
    Upgrade to unlimited premium
    FAQ

    Frequently asked questions

    Clear answers, no jargon. Decide with peace of mind.

    Shared money, without the headache

    Join those who chose simplicity over spreadsheets.